*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  -webkit-font-smoothing:antialiased;
  line-height:1.6;
}
h1,h2,h3,h4{ margin:0; color:var(--navy); letter-spacing:-0.01em;}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px;}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:14px;letter-spacing:0.08em;text-transform:uppercase;
  color:var(--teal-dim);font-weight:600;
  margin-bottom:14px;
}
.eyebrow::before{content:"";width:16px;height:2px;background:var(--teal);display:inline-block;}
section{padding:50px 0;}
.section-head{max-width:640px;margin-bottom:48px;}
.section-head p{color:var(--slate);font-size:17px;margin-top:12px;}
.section-head h2{font-size:clamp(28px,3.2vw,38px);}

/* ===== NAV ===== */
header.site-nav{
  position:sticky;top:0;z-index:50;
  background:rgba(247,251,255,0.86);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.nav-inner{
  max-width:1160px;margin:0 auto;padding:16px 24px;
  display:flex;align-items:center;justify-content:space-between;
}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:19px;color:var(--navy);}
.brand .dot{width:9px;height:9px;border-radius:50%;background:var(--teal);}
.nav-links{display:flex;gap:32px;font-size:14px;font-weight:500;color:var(--slate);}
.nav-links a:hover{color:var(--navy);}
.nav-cta{
  background:var(--navy);color:#fff;padding:10px 20px;border-radius:8px;
  font-size:14px;font-weight:600;transition:background .2s ease;
}
.nav-cta:hover{background:var(--indigo);}
@media (max-width:820px){ .nav-links{display:none;} }

/* ===== HERO ===== */
.hero{padding:76px 0 60px;overflow:hidden;}
.hero-grid{display:grid;grid-template-columns:1.05fr 0.95fr;gap:56px;align-items:center;}
.hero h1{font-size:clamp(34px,4.4vw,54px);line-height:1.08;}
.hero h1 .accent{color:var(--teal-dim);}
.hero p.lede{color:var(--slate);font-size:17px;margin:22px 0 32px;max-width:520px;}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:38px;}
.btn-primary{
  background:var(--teal);color:#fff;padding:14px 26px;border-radius:9px;
  font-weight:700;font-size:15px;transition:transform .15s ease, background .2s ease;
  display:inline-block;
}
.btn-primary:hover{background:var(--teal-dim);color:#fff;transform:translateY(-1px);}
.btn-ghost{
  border:1.5px solid var(--line);color:var(--navy);padding:13px 24px;border-radius:9px;
  font-weight:600;font-size:15px;background:#fff;
}
.btn-ghost:hover{border-color:var(--navy);}
.hero-stats{display:flex;gap:34px;}
.hero-stats .stat b{display:block;font-size:24px;color:var(--navy);}
.hero-stats .stat span{font-size:12.5px;color:var(--slate);text-transform:uppercase;letter-spacing:.05em;}

/* network diagram */
.network{position:relative;aspect-ratio:1/1;max-width:480px;margin:0 auto;}
.network svg{width:100%;height:100%;}
.net-line{stroke:var(--line);stroke-width:1.4;}
.net-line.active{stroke:var(--teal);stroke-dasharray:4 5;animation:dash 9s linear infinite;}
@keyframes dash{to{stroke-dashoffset:-200;}}
.net-node{fill:#fff;stroke:var(--indigo);stroke-width:1.6;}
.net-hub{fill:var(--navy);}
.net-pulse{fill:var(--teal);opacity:.55;animation:pulse 2.6s ease-in-out infinite;}
@keyframes pulse{0%,100%{opacity:.15;r:5;}50%{opacity:.5;r:9;}}
@media (prefers-reduced-motion: reduce){
  .net-line.active{animation:none;} .net-pulse{animation:none;}
}
@media (max-width:900px){ .hero-grid{grid-template-columns:1fr;} .network{margin-top:20px;} }

/* ===== PROGRAMS STRIP ===== */
.programs{padding:20px 0 88px;}
.program-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
.program-card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
  padding:26px 22px;transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.program-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);}
.program-card.is-active{border-color:#7db0f5;background:linear-gradient(180deg,#123262,#0d2344);}
.program-card.is-active h4,.program-card.is-active p{color:#fff;}
.program-card.is-active p{color:#B9C6DD;}
.program-card .tag{
  font-size:14px;letter-spacing:.06em;
  color:var(--teal-dim);text-transform:uppercase;margin-bottom:10px;display:block;
}
.program-card.is-active .tag{color:#7db0f5;}
.program-card h4{font-size:17px;margin-bottom:8px;}
.program-card p{font-size:17px;color:var(--slate);margin:0;}
@media (max-width:820px){.program-grid{grid-template-columns:1fr 1fr;}}

/* ===== HOW IT WORKS ===== */
.steps{background:var(--paper);}
.step-row{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;}
.step-row::before{
  content:"";position:absolute;top:22px;left:6%;right:6%;height:1px;background:var(--line);
}
.step{position:relative;padding:0 18px;}
.step-num{
  width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:15px;font-weight:600;position:relative;z-index:2;margin-bottom:18px;
}
.step h4{font-size:16px;margin-bottom:8px;}
.step p{font-size:17px;color:var(--slate);margin:0;}
@media (max-width:820px){
  .step-row{grid-template-columns:1fr;gap:28px;} .step-row::before{display:none;}
}

/* ===== WHO SHOULD JOIN ===== */
.chips {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.chip {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 24px 38px;
    font-size: 14.5px;
    font-weight: 500;
    display: block;
    position: relative;
}

.chip::before {
    content: "";
    display: block;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--teal);
    position: absolute;
    left: 20px;
    top: 31px;
}

.chip strong {
    display: block;
    margin-bottom: 10px;
    font-size: 18px;
    line-height: 1.4;
    font-weight: 600;
    color: #0d376d;
     margin-left: 10px;
}

.chip p {
    margin: 0;
    font-size: 17px;
    line-height: 1.7;
    font-weight: 400;
    color: #526b86;
}

/* ===== DISCOUNT LADDER ===== */
.ladder{background:var(--paper);}
.ladder-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:end;}
.tier{
  border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;background:#fff;
  transition:transform .18s ease;
}
.tier:hover{transform:translateY(-4px);}
.tier .pct{font-size:40px;color:var(--navy);font-weight:600;}
.tier .pct span{font-size:16px;color:var(--slate);font-weight:400;}
.tier h4{font-size:15px;text-transform:uppercase;letter-spacing:.05em;color:var(--teal-dim);margin-bottom:6px;}
.tier p{font-size:17px;color:var(--slate);margin-top:10px;}
.tier.tier-2{padding-top:20px;}
.tier.tier-3{
  padding-top:12px;background:linear-gradient(180deg,#123262,#0d2344);border-color:transparent;
}
.tier.tier-3 h4{color:#7db0f5;}
.tier.tier-3 .pct,.tier.tier-3 p{color:#fff;}
.tier.tier-3 .pct span{color:#B9C6DD;}
@media (max-width:820px){.ladder-grid{grid-template-columns:1fr;}}

/* ===== PRODUCTS ===== */
.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.product-card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
  padding:24px;transition:border-color .18s ease, transform .18s ease;
}
.product-card:hover{border-color:var(--teal);transform:translateY(-3px);}
.product-card h4{font-size:16px;margin-bottom:8px;}
.product-card p{font-size:17px;color:var(--slate);margin:0 0 14px;}
.product-card .link{font-size:13px;font-weight:600;color:var(--teal-dim);}
.product-card .link::after{content:" →";}
@media (max-width:820px){.product-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.product-grid{grid-template-columns:1fr;}}

/* ===== BENEFITS ===== */
.benefits{background:var(--paper);}
.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}
.benefit{background:#fff;padding:26px 22px;}
.benefit h4{font-size:15px;margin-bottom:8px;}
.benefit p{font-size:17px;color:var(--slate);margin:0;}
@media (max-width:820px){.benefit-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.benefit-grid{grid-template-columns:1fr;}}

/* ===== PARTNERS ===== */
.partner-strip{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:center;}
.partner-item{
  flex:1;min-width:150px;text-align:center;padding:18px 10px;border:1px solid var(--line);
  border-radius:10px;background:var(--paper);font-size:13px;color:var(--slate);font-weight:500;
}

/* ===== COMPARISON TABLE ===== */
table.compare{width:100%;border-collapse:collapse;background:var(--paper);border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);}
table.compare th,table.compare td{padding:16px 18px;text-align:left;font-size:17px;border-bottom:1px solid var(--line);}
table.compare th{background:var(--navy);color:#fff;font-weight:600;font-size:13.5px;}
table.compare tr:last-child td{border-bottom:none;}
table.compare td:first-child{font-weight:600;color:var(--navy);}
table.compare tr.this-row td{background:#eaf3ff;}
@media (max-width:700px){ table.compare{font-size:12.5px;} table.compare th,table.compare td{padding:10px 10px;} }

/* ===== FAQ ===== */
.faq-item{border-bottom:1px solid var(--line);}
.faq-q{
  width:100%;text-align:left;background:none;border:none;cursor:pointer;
  padding:22px 0;display:flex;justify-content:space-between;align-items:center;
  font-size:17px;font-weight:600;color:var(--navy);
}
.faq-q .plus{font-size:20px;color:var(--teal-dim);transition:transform .2s ease;}
.faq-item.open .plus{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease;}
.faq-a p{font-size:17px;color:var(--slate);padding-bottom:20px;margin:0;max-width:760px;}

/* ===== FORM ===== */
.form-section{background:linear-gradient(180deg,#123262,#0d2344);}
.form-section .section-head h2, .form-section .section-head p{color:#fff;}
.form-section .section-head p{color:#B9C6DD;}
.form-card{background:#fff;border-radius:18px;padding:40px;box-shadow:0 24px 60px -20px rgba(0,0,0,.4);}
.form-row{display:flex;gap:18px;margin-bottom:18px;}
.field{flex:1;display:flex;flex-direction:column;}
.field label{font-size:12.5px;font-weight:600;color:var(--navy);margin-bottom:6px;text-transform:uppercase;letter-spacing:.03em;}
.field input,.field select,.field textarea{
  border:1.4px solid var(--line);border-radius:8px;padding:11px 13px;font-size:14px;
  color:var(--ink);background:#fff;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--teal);outline-offset:1px;border-color:var(--teal);}
.submit-btn{
  background:var(--teal);color:#fff;border:none;border-radius:9px;padding:15px 34px;
  font-weight:700;font-size:15px;cursor:pointer;transition:background .2s ease;
}
.submit-btn:hover{background:var(--teal-dim);color:#fff;}
@media (max-width:700px){.form-row{flex-direction:column;} .form-card{padding:26px 20px;}}

.reveal{opacity:0;transform:translateY(16px);transition:opacity .5s ease, transform .5s ease;}
.reveal.in{opacity:1;transform:translateY(0);}
.chip {
    padding: 24px 25px;
    border: 1px solid #d7e7fa;
    border-radius: 16px;
    background: #fff;
    color: #12345b;
}

.chip strong {
    display: block;
    margin-bottom: 12px;
    font-size: 18px;
    font-weight: 600;
    color: #0d376d;
}

.chip p {
    margin: 0;
    font-size: 17px;
    line-height: 1.7;
    color: #526b86;
}